A Roth IRA is a type of individual retirement account (IRA) that offers tax-free growth and tax-free withdrawals in retirement. Unlike a traditional IRA, contributions to a Roth IRA are not tax-deductible. However, all earnings and withdrawals are tax-free. Roth IRAs are named after Senator William Roth of Delaware, who was a key sponsor of the legislation that created them in … [Read more...] about The Roth IRA