Location: Boise, ID
My Salary: $75,000 + $8,000 bonus
My Wife’s Salary: $77,000
Net Worth: $794,000 combined ($320,000 in home equity, $145,000 and $21,000 in wife’s TSP and Roth IRA, $95,000 and $30,000 in my 401(k) and Roth IRA, $24,000 cash ($12,000 each) in HYSA emergency funds, $98,000 (her) and $30,000 (me) in taxable brokerage accounts, $25,000 worth of cars, and $6,000 in checking. My wife, Y., has a leg up on savings partially due to selling her house for a sweet, sweet six-figure profit when we moved in together. We’re permanently child-free and working towards FI/RE, both saving more than half our income.)
Debt: $115,000 mortgage, accounted for in home equity above.
My Paycheck Amount (2x/month): $1,650 (take-home pay after all deductions)
Cell Phones: $100
Housekeeping: $100, paid by Y. — a recent anniversary gift that keeps on giving.
Streaming/Subscriptions: $170 (Amazon, Netflix, Hulu, Showtime, HBO, MasterClass, Pandora, Idaho Statesman newspaper, New Yorker, Skylar Scent Club)
Car Insurance/Registration: $80
Charitable Donations: $150, plus we’ve both been donating a chunk of each stimulus check. My employer matches all my donations.
Roth IRA: We both max out our IRAs at the beginning of the year so that works out to $500/month each.
Health/Dental/Vision Insurance: $160