By Stephen Fournier – KeyBank Central New York Market President The COVID-19 pandemic and resulting financial uncertainty – including widespread layoffs and stock market volatility – have taken a toll on many Americans’ short- and long-term budgeting and savings goals, particularly when it comes to retirement planning. Facing immediate and difficult decisions, by fall 2020 many … [Read more...] about Retirement Planning in the Pandemic’s Wake – Eagle News Online
Simple IRA
Friends with Tax Benefits – Byron Review
The Choice platform of Kingdom Trust, an individual retirement account provider, and bitcoin mining company Compass Mining announced today that they have joined forces to offer IRAs in a tax-advantaged account for miners who produce crypto. Bitcoin IRA, a large digital asset IRA platform, said more than 75% of their customers are over 45 and 31% of near-retirees aged 55 to 64 … [Read more...] about Friends with Tax Benefits – Byron Review
A New Shortage Hits Texas, This Time It’s Topo Chico
Well this isn't good news for many in Texas.There have been many shortages this year. In 2021 so far, we have seen shortages of Chick-fil-A sauces, chicken, pickles, chlorine, computer chips which has lead to a shortage of cars and other goods. There was also a brief shortage of gas on the East Coast. There has also been a shortage of lumber, ketchup, steel, and metals.Now, we … [Read more...] about A New Shortage Hits Texas, This Time It’s Topo Chico
How To Maximize Your IRA Contributions – Forbes Advisor
Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. You put money in an individual retirement account (IRA). Great! A whopping 42% of those under 30—and 26% of those between 30 and 44—have no retirement savings, according to recent … [Read more...] about How To Maximize Your IRA Contributions – Forbes Advisor
Social Security Benefits: How To Avoid Getting A Low Check Every Month
The Social Security program, which dates back to the 1940s, has been helpful for generations of Americans, who get some money in retirement as a result of the program. However, maximizing what one can get out of Social Security is not always easy. A recent article looked at how future beneficiaries can best make plans for when they’re collecting from the program. The Motley … [Read more...] about Social Security Benefits: How To Avoid Getting A Low Check Every Month
24 Brands With Freebies or Sales for National Lipstick Day
Dragana Gordic / Shutterstock.com Red lipstick is as much a wardrobe staple as the little black dress. Perhaps you have a lipstick tube in every bag, pocket and glove compartment for when you need a quick touch-up. There’s no arguing this must-have makeup piece deserves to be celebrated — and today’s that day. July 29 marks National Lipstick Day. Of course, this is great news … [Read more...] about 24 Brands With Freebies or Sales for National Lipstick Day
These 6 Misconceptions About Annuities Could Have You Missing Out on Guaranteed Lifetime Income
Spotmatik / iStock.comHaving a source of guaranteed lifetime income can give you peace of mind in retirement, but many people still shy away from buying into annuities — financial products that are designed to do just that. While annuities may not be the best choice for everyone, some people who would benefit from including annuities in their retirement plan are missing out on … [Read more...] about These 6 Misconceptions About Annuities Could Have You Missing Out on Guaranteed Lifetime Income
Differences Between APR, APY And Interest Rates – Forbes Advisor
Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Overwhelming terminology often makes borrowing or lending money for the first time intimidating. This is especially true when comparing types of interest, as there are several … [Read more...] about Differences Between APR, APY And Interest Rates – Forbes Advisor
Opinion: The money your child earns this summer could make them wealthy
Teenagers and college students seem to get the short end of the stick in many ways. But the job market this year — with so many employers having trouble getting workers — spells good news for young workers.Savvy parents and grandparents can leverage this situation — more jobs available, higher starting wages and even occasional signing bonuses — into an important long-term … [Read more...] about Opinion: The money your child earns this summer could make them wealthy
Change your direct deposit information online
The most convenient way to change your direct deposit information with us is by creating a my Social Security account online at www.ssa.gov/myaccount. Once you create your account, you can update your bank information from anywhere.We are committed to protecting your personal information, so we take steps to verify who you are. If you already have an account, we verified your … [Read more...] about Change your direct deposit information online