IRA vs 401k

Retirement Options

Simple IRA

Proposed SECURE Act 2.0 Offers Tax Breaks for Retirement Plan Participants and Plan Sponsors

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On May 5, 2021, the House Ways and Means Committee voted unanimously to advance new retirement savings legislation to the House for approval. The Securing a Strong Retirement Act – dubbed “SECURE Act 2.0” – would enable millions more workers to build savings through employer-provided retirement plans while lowering costs for employers. Plan Participant Benefits Raises the … [Read more...] about Proposed SECURE Act 2.0 Offers Tax Breaks for Retirement Plan Participants and Plan Sponsors

Remembering Mary Baker Eddy for her 200th birthday

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This year marked the 200th anniversary of the birth on a small farm in Bow, just south of Concord, of Christian Science founder and New Hampshire native daughter, Mary Baker Eddy.After a pleasant childhood there in a warm, respected, devotedly Christian family, Eddy was confronted for years with little but disappointment: the premature death of her beloved husband, constant ill … [Read more...] about Remembering Mary Baker Eddy for her 200th birthday

LPL Financial Holdings Inc (LPLA) Q2 2021 Earnings Call Transcript

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Image source: The Motley Fool. LPL Financial Holdings Inc (NASDAQ:LPLA)Q2 2021 Earnings CallJul 29, 2021, 2:00 p.m. ETContents: Prepared Remarks Questions and Answers Call Participants Prepared Remarks: OperatorGood afternoon. And thank you for joining the second quarter 2021 earnings conference call for LPL financial holdings, Inc. Joining the call today are our president … [Read more...] about LPL Financial Holdings Inc (LPLA) Q2 2021 Earnings Call Transcript

LPL Financial Holdings Inc (LPLA) Q2 2021 Earnings Call Transcript

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Image source: The Motley Fool. LPL Financial Holdings Inc (NASDAQ:LPLA)Q2 2021 Earnings CallJul 29, 2021, 2:00 p.m. ETContents: Prepared Remarks Questions and Answers Call Participants Prepared Remarks: OperatorGood afternoon. And thank you for joining the second quarter 2021 earnings conference call for LPL financial holdings, Inc. Joining the call today are our president … [Read more...] about LPL Financial Holdings Inc (LPLA) Q2 2021 Earnings Call Transcript

Is Social Security Running Out of Money? Well, It’s Complicated.

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Since its founding in 1935, the Social Security Administration has faced repeated predictions of its upcoming insolvency. For decades, the administration took in more money than it paid out. In 2019, the Social Security Trust Fund had a surplus of nearly $3 trillion. However, this is no longer the case. Social Security taxes cannot cover the benefits that the agency provides … [Read more...] about Is Social Security Running Out of Money? Well, It’s Complicated.

Is It OK To Ask Coworkers About Their Salaries?

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YurolaitsAlbert / iStock.comIf you’re nervous about asking for a raise, or if you’re afraid you’re making less than someone who does the same job as you, stumbling clumsily into a conversation about the sensitive subject of salary won’t win you any popularity contests in the office. Few topics are touchier, trickier or more delicate, and if you’re going to bring it up to a … [Read more...] about Is It OK To Ask Coworkers About Their Salaries?

Maximizing Social Security Not in the Cards for Many

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In what is described as leaving money on the table, a new survey finds that few near-retired Americans are planning to wait until the age they become eligible to claim maximum Social Security benefits.  According to Schroders’ 2021 U.S. Retirement Survey, just 10% of non-retired Americans ages 45 and older are planning to wait until age 70—the age at which an individual … [Read more...] about Maximizing Social Security Not in the Cards for Many