Roth IRA

Are the market's ups and downs getting to you? You'll be glad to know there's more than one way to get rich with stocks. Growth stocks are lots of fun to watch from a safe distance. Savvy investors know that dividend-paying stocks tend to outperform shares of companies that don't share their profits.  Image source: Getty Images. The steady cash flows that dividend stocks can … [Read more...] about 3 High-Yield Dividend Stocks to Buy Now

Millions of Americans have no confidence in Social Security. In fact, according to a recent nationwide study, 25% of all adults think they won't get a dime of their earned retirement benefits. This includes 47% of millennials, 33% of Gen Xers, and 12% of Baby Boomers.  © Provided by The Motley Fool A Quarter of Americans Think They'll Get No Social Security Checks. Are … [Read more...] about A Quarter of Americans Think They’ll Get No Social Security Checks. Are They Right?

While you can generally count on Social Security to provide you with a decent chunk of retirement income, those benefits alone won't pay enough to sustain you throughout your senior years. Rather, you'll need an additional income source to help ensure that you have enough money to not only cover your living expenses, but, ideally, enjoy this exciting period of life. That's … [Read more...] about 3 Ways to Make the Most of Your IRA

PART 3 OF A THREE PART SERIES Attracting and serving female clients through their various life journeys One of the industry’s biggest questions is how it can better serve women investors, a group that stands to manage more than $30 trillion in assets in the coming years.1 But that asset shift will not just be inheritance. Over the past 20 years, while the divorce rate for … [Read more...] about Navigating Gray Divorce: How Advisers Can Help Female Clients

There are annual limits on how much you can contribute to both a 401(k) and a Roth IRA. However, the contribution limits for a 401(k) are much higher.In 2021, for example, you can contribute $19,500 to a 401(k) and an additional $6,500 if you are over 50 and eligible for catch-up contributions. That adds up to a $26,000 total maximum contribution.By contrast, you are allowed to … [Read more...] about 14 Key Differences Between a 401(k) and a Roth IRA