Roth IRA

Text size If you're wondering about Roth conversions, you're not alone. Paulus Rusyanto/Dreamstime.com … [Read more...] about Taxes in Retirement and Roth IRA Conversions: What to Know

Navigating your own financial life and investing to meet your personal goals can be challenging at times. Add another person like a spouse or partner to the equation and it can feel downright difficult. But to help foster a successful marriage or partnership, you’ll need to work together to achieve your financial goals. Decisions about whether to combine checking accounts or … [Read more...] about Investing With Your Spouse Or Partner: How To Get Started

Just like you, I have been seeing more and more articles on Roth conversions using terms such as “Backdoor Roths” or “Mega Roths.” The concept is neither new nor, until recently, particularly controversial. What’s changed are reports that several wealthy individuals have contributed stock into their Roth IRA from start-ups that have rapidly increased in value over time—and now … [Read more...] about Roth Conversions—Be Aware or Beware?

Just like you, I have been seeing more and more articles on Roth conversions using terms such as “Backdoor Roths” or “Mega Roths.” The concept is neither new nor, until recently, particularly controversial. What’s changed are reports that several wealthy individuals have contributed stock into their Roth IRA from start-ups that have rapidly increased in value over time—and now … [Read more...] about Roth Conversions—Be Aware or Beware?

Of course, there's risk involved in buying stocks in an IRA, but the good news is that if you have a savings window spanning multiple decades, you're likely to come out ahead in the long run, even if there are years during which your investments lose money or underperform. Furthermore, if you're really not comfortable hand-picking stocks, you can always revert to stock-focused … [Read more...] about 3 Ways to Make the Most of Your IRA | Personal Finance