Roth IRA

When it comes to solid financial planning, the truth remains that you'll reap huge benefits by doing a few key things correctly. You don't need to be a perfectionist or a fortune teller, but you do need to take some basic actions as soon as possible to put yourself on the right long-term track. Here we'll explore some of these actions that anyone can do -- or at least begin to … [Read more...] about 4 Moves to Ensure You’re a Retirement MultiMillionaire

In this episode of Motley Fool Answers, Motley Fool senior analyst Jason Moser joins us to answer your burning questions about stocks! Including dividend stocks, spicy stocks, stocks about to be acquired, and more.  To catch full episodes of all The Motley Fool's free podcasts, check out our podcast center. To get started investing, check out our quick-start guide to investing … [Read more...] about Answers to Questions About Stocks

Slowly but surely, states are adopting programs to provide retirement plan coverage to people whose employers do not. The plans that are in place are growing in participation and assets, but what does an industry insider think? To provide an idea of what a private-sector retirement plan service provider thinks of state-run retirement plans, Chad Parks, Founder and CEO of … [Read more...] about State-Run Retirement Plans: An Insider’s Perspective

When it comes to taxes, we all have to pay the piper. In this case, the piper is Uncle Sam. So, even though you’ve seemingly already paid your fair share, your taxes aren’t going to necessarily be any lower in retirement. And, this also applies to annuity owners.Annuity Taxation 101Annuities are taxed by the IRS based. And, the tax is almost entirely calculated on how they were … [Read more...] about Understanding Annuities and Taxes: Mistakes People Make

When Americans reach retirement age, it is expected that they will file for Social Security, which pays a reliable monthly benefit for the rest of their life. The program, created by President Franklin D. Roosevelt as part of the New Deal in 1935, was regarded as an effective anti-poverty program for elderly Americans, and quickly became one of the most popular government … [Read more...] about Social Security Isn’t Enough: Americans Should Invest in a Roth IRA